It’s that time of year when homeowners begin dreaming about the spring and summer projects that will help them improve and enjoy their property to the fullest.
“We start to see consumers start applying and talking to our bankers in February,” says Mike Kinane, senior vice president of home equity and personal lending for TD Bank. He says the process can take about 30 days from application to funding, so now is the time to decide which project to undertake.
Before embarking on a home renovation, you need to find the right designer. Jennifer W. Howard, owner and principal designer at JWH Design & Cabinetry in Rye, New York, says the ideal person isn’t going to be the contractor who is giving you a great deal because they have a gap in their schedule. Instead, homeowners will be better served by finding a designer and contractor who can work with their budget and schedule.